Welfare Schemes For Textile Workers is being implemented by Ministry of Textiles. Direct Benefit to Artisans is being implemented for artisans in the Handicrafts sector; it has the following sub-components –
- Rajiv Gandhi ShilpiSwasthayaBimaYojana for Health Insurance, currently under the merger with RashtriyaShilpiSwasthyaBimaYojana.
- AamAdmiBimaYojana, providing for life insurance and accident Insurance.
- Support to artisans in indigent circumstances, wherein award of Rs 3500 is provided to Shilp Gurus and recipients of National award/National merit certificates, who are below 60 years of age, earning less than Rs. 50,000.
- Credit Guarantee Scheme under which Office of DC (Handicrafts) pays a guarantee fee to Credit Guarantee Fund Trust for Micro and small enterprises for the coverage of handicraft artisans.
- Mudra loan for Handicraft Artisans in line with Pradhan Mantri Mudra Yojana.
- Interest subvention scheme under which interest subvention of 6% is provided to handicraft workers, with a limit of one lakh rupees for three years.
- Handloom Weavers Comprehensive Welfare Scheme is being implemented for the Handloom Weavers comprising health, life and accident insurance components as available to the artisans in the handicraft sector. Both the above programmes are under the merger with national-level programmes for health and life and accident insurance. Separately, the Ministry also implements the National Handloom Development Programme, the Yarn Supply Scheme as well as the Comprehensive Handloom Cluster Development programme under which the Ministry provides interest subvention, margin money, credit guarantee and yarn at subsidized rates, among other things, to the handloom weavers.
- Group Insurance Scheme for Powerloom workers – The scheme provides insurance cover in the case of natural death, accidental death as well as permanent and partial disability due to an accident. The scheme is being implemented since 2003-04.
- Under the special package provided for garments and made-ups, the government additionally provides 3.67% share of employer’s contribution towards the provident fund in addition to the 8.33% being provided under Pradhan MantriRozgarProtsahanYojana for all new employees enrolling in EPFO for the first three years. The Government has also made employees’ contribution to EPF optional for employees earning less than Rs. 15,000 per month under the special package for garments and made-ups.